Affiliate Disclosure
Last updated: October 1, 2026
Debt To Zero is a free resource, and we want to be completely transparent about how we keep it that way. This page explains our affiliate relationships in plain language.
How Debt To Zero Makes Money
Some of the links on this site are affiliate links. That means if you click a link and then make a purchase or sign up for a service, the company may pay us a commission — at no additional cost to you. You pay the same price either way; the commission comes out of the company’s marketing budget, not your pocket.
We may also earn revenue from display advertising in the future. Any advertising will always be clearly labeled as such.
What This Means for You
- Our content stays free. Affiliate commissions help cover hosting, research, and writing costs so we don’t have to charge readers.
- Our opinions stay independent. Commissions never determine what we cover, which options we discuss, or how we compare them. We write about products and services we believe may genuinely help people dealing with debt — and we’re just as quick to explain when an option isn’t a good fit.
- We’ll always disclose. Pages containing affiliate links include a clear disclosure, and our Disclaimer covers this too.
Our Editorial Standards
We follow the Federal Trade Commission’s endorsement guidelines: any material connection between us and a company we mention is disclosed clearly and conspicuously. Our full research and review process is described in our Editorial Policy.
A Note on Recommendations
Even when we discuss a product or service favorably, that isn’t a guarantee it’s right for you. Debt decisions are personal — compare your options, read the fine print, and consider talking to a licensed professional or nonprofit credit counselor before signing anything.
Questions?
If you ever have questions about our affiliate relationships or how we choose what to cover, please reach out through our Contact Us page. We’re happy to answer.